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GIC rates are so much better than we're used to that it's tempting to buy them from whatever bank or credit union is convenient. But in today's unsettled rate environment, you need to work extra hard to get the best rates possible. Nonchalance in choosing where to buy could cost you hundreds of dollars in interest. Here are four thoughts to help you get the best possible rates right now if you have money to put in GICs: Banks have three types of GIC rates Go online and look for posted rates, and then rate specials. Just google your bank's…
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