Enterprise Pension Fund Surpasses 4 Trillion Yuan, Insurance Capital Breaks Through Three Hurdles for Small and Medium Enterprises

For small and medium enterprises, establishing a pension fund faces three main concerns: sensitivity to costs, complex processes, and high employee turnover. In May 2026, Ping An Pension Insurance revealed impressive figures: the company’s total asset management scale exceeded 2 trillion yuan, with the enterprise pension fund management scale surpassing 1 trillion yuan. Concurrently, data from the Ministry of Human Resources and Social Security showed that the national enterprise pension fund scale had exceeded 4.2 trillion yuan, yet only covered 33.43 million insured employees out of the 475 million urban employed population, yielding a coverage rate of less than 7%….