I’m happier than my millionaire friends – but I can’t afford to retire

I recently ran into a guy I vaguely knew at school, and hadn’t seen in person for 50 years. I knew from snippets I’d read in the business pages over the years how rich and successful he was. I had a FaceTime during Covid-19 with him and some other school friends from long ago. He was spending the pandemic flying in his private jet from tropical resort to tropical resort. “I’m hoping maybe I’ll meet some dolly bird and get married again,” he said mournfully, lapsing into the language of an earlier age. He looked sad and unhappy living the…